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5 Effortless Ways to Make Money with Passive Income

There are a lot of passive income streams that require a lot of your time. For example, starting a personal blog or website is a lot of work, although the monetary rewards can be substantial. This article will only address some passive income ideas that require very little to no time. While these earnings are little, they’re still money and can help out with bills around the house.

Note: If you don’t mind putting a lot of work upfront, then start a website to reap great rewards. We recommend using Bluehost to get started. It’s cheap and you get a free domain.


1. 10 Easy Ways to Make Money Quickly This Holiday.

2. 16 proven Ways to Make Money Fast.

5 Effortless Ways to Make Money with Passive Income

1. Affiliate Marketing.

Once you’ve got your own Bluehost website online (click here for my guide), it’s time to monetize your blog through affiliate marketing. Earning money through affiliate marketing is passive income. Affiliate marketing means, you promote a product or service to your website. Once a visitor clicks on the product, you earn a commission if they purchase something through your links. Affiliate marketing is one of the best ways to make money online.

Join the Flexoffers Network to access thousands of affiliate programs.

2. High Yield Savings Accounts.

If you like the idea of your money working for you, then a good place to put it is in a high yield savings account. You practically earn passive income by doing nothing.

CIT Bank has, by far, one of the highest rates of 2.15% APY. You simply cannot beat that. Check out CIT Bank here. For more information, read: 4 Reasons CIT Bank Is The Best Way to Maximize Your Savings Potential.

3. Cash Back Sites.

One of ways to make money with passive income is to use cash back sites when you’re shopping online. Again, the idea of earning passive income is that it doesn’t require you to trade your time for money.

With cash back sites like, Ebates or Topcashback, you get paid while shopping online. You just get free money that requires no work from your part.

Click here to sign up for Ebates

Also, sign up for InboxDollars, which simply gives you money for simply surfing the web, watch TV, listen to music, etc… This has to be one of the easiest ways to make money online without really any effort from you.

Click here to sign up for InboxDollars and earn $5 bonus just to join.

4. Refinance your mortgage.

You may not have thought about it, but refinancing your mortgage can be a great way to free up income and save you thousands of dollars over the life of your loan. If you can save $100,000, that’s a lot of money adding back into your pocket.

Mortgage rates are historically low, so now is the time to check out mortgage rates, shop around and compare rates. 

Click here to use services like LendingTree to compare the best mortgage rates.

5. Sell your stuff on Decluttr.

Do you have CDs, DVDs, Blu-rays, old cell phones and games you don’t want anymore? Then sell them through DecluttrDecluttr is the fastest and easiest way to make money by selling your unwanted CDs, DVDs, and more.

If you’re interested in starting a blog that makes money fast, I created a step-by-step guide that will help you start a blog of your own for cheap, starting at only $3.95 per month (this low price is only through my link) for blog hosting. In addition to this low price, you will receive a free blog domain (a $15 value through my Bluehost link if you purchase at least 12 months of blog hosting.

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